Eligibility and Lawful Use

You represent that you are of legal age and capacity to enter into binding agreements in your jurisdiction, or that you are using the services with lawful parental, guardian, organizational, or authorized representative consent.

You agree not to use Company services for unlawful, fraudulent, abusive, infringing, discriminatory, harassing, defamatory, exploitative, harmful, or unauthorized commercial purposes.

International Access

Users accessing Company services from outside the United States are responsible for compliance with local laws. The Company makes no representation that every service, product, event, course, sponsorship opportunity, membership, or digital offering is appropriate, lawful, available, or permitted in every jurisdiction.

We reserve the right to restrict, suspend, modify, or refuse access where required by law, sanctions rules, payment processor policy, platform regulation, export controls, or risk management standards.

Products, Services, Events, and Memberships

The Company may offer educational programs, community memberships, digital downloads, consulting, licensing, sponsorship opportunities, events, workshops, training programs, crowdfunding campaigns, merchandise, communications, and other commercial or community-based offerings.

Descriptions, availability, pricing, benefits, schedules, speakers, locations, deliverables, and service features may change at any time, subject to applicable consumer protection and disclosure laws.

Payments, Pricing, Taxes, and Currency

All prices, fees, contributions, sponsorships, licensing fees, memberships, and payments are displayed in the applicable currency at the time of transaction unless otherwise stated. You are responsible for any taxes, duties, foreign exchange fees, bank charges, payment processor fees, or governmental charges applicable to your purchase or transaction.

We may use third-party payment processors. By submitting payment information, you agree to the processor’s applicable terms, security procedures, fraud prevention measures, and data handling practices.

Refunds, Cancellations, and Consumer Rights

Refund, cancellation, and withdrawal rights may vary based on the type of product or service, your location, the date of purchase, the nature of the digital content, and applicable consumer protection law.

Where legally required, we will honor mandatory cooling-off periods, cancellation rights, refund rules, digital content disclosures, and chargeback procedures. Where no mandatory right applies, all sales may be final unless a written Company policy states otherwise.

Community Standards

Users participating in Company communities, events, classes, forums, live streams, social media channels, memberships, or subscriber groups must act respectfully and lawfully. We may remove, restrict, suspend, or terminate access for conduct that threatens safety, violates law, harms community trust, infringes rights, disrupts programming, or conflicts with our values of community first, cultural preservation, transparency, sustainability, and collective uplift.

Intellectual Property

All Company names, logos, brands, marks, trade dress, text, graphics, designs, videos, audio, curricula, frameworks, worksheets, digital downloads, event materials, course materials, business models, licensing materials, and other content are owned by or licensed to the Company and are protected by applicable copyright, trademark, trade secret, database, moral rights, and intellectual property laws.

You may not copy, reproduce, sell, license, distribute, scrape, modify, translate, create derivative works from, or commercially exploit Company content without prior written permission.

User Content and Submissions

If you submit testimonials, comments, ideas, feedback, media, images, video, audio, written materials, proposals, survey responses, or other content, you represent that you have the right to submit such content and that it does not violate any third-party rights or applicable law.

Unless otherwise agreed in writing, you grant the Company a worldwide, non-exclusive, royalty-free, transferable, sublicensable license to use, reproduce, display, distribute, adapt, and publish such content for lawful business, promotional, archival, community, educational, and operational purposes.

Privacy, Data Protection, and Communications

Our collection and use of personal information are governed by our Privacy Policy and applicable privacy laws, which may include, where applicable, the GDPR, UK GDPR, ePrivacy rules, CCPA/CPRA, PIPEDA, CAN-SPAM, TCPA, and other regional privacy, marketing, cookie, and electronic communications laws.

By joining a list, purchasing, registering, or submitting information, you consent to receive transactional communications and, where permitted, marketing communications. You may unsubscribe from marketing communications according to the instructions provided.

No Professional, Financial, Legal, or Investment Advice

Company content may discuss business strategy, community development, entrepreneurship, public company readiness, sponsorships, licensing, fundraising, impact initiatives, cultural revitalization, education, and commerce. Such content is for informational and educational purposes only and does not constitute legal, tax, financial, accounting, investment, securities, medical, mental health, or professional advice.

You should consult qualified professionals before making legal, financial, investment, tax, business, or regulatory decisions.

Securities, Investments, and Forward-Looking Statements

Any references to revenue goals, impact targets, valuation targets, public company readiness, IPO preparation, investment opportunity, expansion plans, or future business performance are forward-looking statements and are not guarantees. Actual results may differ materially based on market conditions, regulatory requirements, operational risks, funding availability, and other factors.

Nothing on our platforms constitutes an offer to sell securities or a solicitation to buy securities unless made through lawful offering documents and in compliance with applicable securities laws.

Third-Party Platforms, Links, and Services

Our services may link to or rely on third-party websites, payment processors, social platforms, streaming tools, email systems, event platforms, analytics providers, sponsors, partners, or software providers. We are not responsible for third-party terms, privacy practices, outages, errors, pricing, content, security, or conduct.

Disclaimers and Limitation of Liability

To the maximum extent permitted by applicable law, Company services are provided “as is” and “as available” without warranties of any kind, express or implied. We do not guarantee uninterrupted access, error-free operation, specific results, revenue, funding, business outcomes, community outcomes, or public market readiness.

To the maximum extent permitted by law, the Company shall not be liable for indirect, incidental, special, consequential, punitive, exemplary, or lost-profit damages arising from your use of or inability to use the services.

Indemnification

You agree to defend, indemnify, and hold harmless the Company, its officers, directors, employees, contractors, partners, licensors, agents, successors, and affiliates from claims, damages, liabilities, losses, costs, and expenses arising out of your breach of these Terms, misuse of services, violation of law, infringement of rights, or harmful conduct.

Governing Law and Dispute Resolution

These Terms shall be governed by the laws of the State of New York and applicable federal laws of the United States, without regard to conflict of law principles, except where mandatory consumer protection laws in your jurisdiction require otherwise.

The parties shall first attempt to resolve disputes in good faith. If unresolved, disputes may be submitted to binding arbitration, mediation, or courts of competent jurisdiction as permitted by applicable law. Nothing limits non-waivable consumer rights or statutory remedies.

Changes to These Terms

We may update these Terms to reflect changes in our services, laws, regulations, technology, payment systems, international operations, or business practices. Updated Terms will be posted with a revised effective date. Continued use of Company services after updates constitutes acceptance of the revised Terms where permitted by law.